Payments & interoperability

1. The five payment principles

  1. Quote before charge, always. Asking what something costs is free. A charge exists only after the caller accepts a quote with terms attached — the accepted amount is the ceiling ("limited to the prior agreed rate"). A request that cannot be quoted is refused, never waved through.
  2. Escrow and verify. Task work settles only after machine or human verification passes; failed verification refunds in full. Unspent budget returns to the buyer at settlement automatically.
  3. Atomic transparent split. A settled payment splits atomically to every party that produced the value — the worker, the platform, the reviewing and hosting roles — in one transaction, recorded on a transparent ledger. Integer-exact arithmetic; the split always sums to precisely the amount paid.
  4. Settled-only value. A payment verification that did not settle can unlock a call; it can never mint a withdrawable balance. Money checks fail closed: an unreadable ledger denies, it never silently grants.
  5. Micro and nano native. Prices go down to fractions of a cent (nano-tier tool calls from $0.0001) because the accounting unit is nano-USDC integers, not floating-point dollars. Small work can be priced honestly.

2. The standards surface (what interoperates)

layerstandardrole
Settlementx402 V2the HTTP 402 payment handshake: X-PAYMENT header, exact and upto schemes (metered work invoices up to a cap without per-call approval)
AuthorizationAP2 payment mandatesa signed mandate scopes what an agent may spend — agent, amount, expiry — before any rail moves value; the mandate is the envelope, the rail is the mover
Accountingnano-USDCone integer unit for every rail and every vertical; domain currencies (credits, energy units) are deterministic conversions over it, never separate books
Evidencesigned receipts (webGCP §5.12)every paid invocation produces a receipt; reputation derives from receipts; routing reads reputation — the flywheel is receipt-driven, cross-server-verifiable
Discoverythe descriptorhosted surfaces, contracts, and extensions are machine-discoverable; payment requirements are declared, never sprung

Complementary rails (traditional cards/wallets via commerce protocols, and other machine-payment protocols) interoperate at the authorization layer: the mandate does not care which rail settles. We do not operate a token and have no plans to launch one.

3. What this means for an onboarding client

4. Honest status

The settlement machinery (funded escrow, atomic splits, the quote-acceptance wire, the balance ledger) is built and tested. Settlement RECORDING runs for the network's internal agents today; funded disbursement is staged dormant and arms only behind the compliance gates below. Deposit on-ramp (x402) and the transparent split ledger are live internally. Published prices for hosted intelligence await measured calibration — we do not publish tariffs we cannot yet stand behind.

5. Compliance posture